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Citi® Self Invest

Earn Up to $500

when you fund a Citi Self Invest account and complete all requirements.
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Citi® Self Invest

Take control of your investments with Citi Self Invest, a self-directed, commission-free1 trading account that lets you manage your portfolio with more convenience.

$0

Commissions

No commissions. No minimum required to open a brokerage account.

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Features for Every Self-Directed Investor
Citi Self Invest provides the tools for a better investing experience.
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Explore Citi Self Invest

Take a look at what Citi's Self-Directed investing account has to offer to make your trading experience better.

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Get Started
Open a Citi Self Invest account today and get ready for commission-free trading.
Citi Self Invest FAQs
We have the answers for all your Citi Self Invest questions.
Citi Self Invest is Citi Personal Wealth Management's self-directed investment platform with commission-free trades1 and no account minimums for individual general brokerage, Traditional IRA, and Roth IRA accounts. You can access Citi Self Invest from Citi.com or the Citi Mobile App. This account gives you the tools to invest in equities, ETFs and select mutual funds along with the resources to learn more about personal finance.
Note that at this time, fixed income and options or margin investing aren't offered

1There are other costs associated with ETF and mutual fund investing, such as management fees. Commission-free trading of ETFs excludes leveraged and inverse ETFs and applies only to trades placed online and on the Citi Mobile App. Clients will pay a commission to buy or sell ETFs by phone. You can learn more about the fees associated with Citi Self Invest at Citi.com/investorinfo.
You can open an account from the Citi Mobile App or from Citi.com

To open your account from the Citi Mobile App:
  • Download or open your Citi Mobile App and log in using your Citi username and password
  • Click on Explore Products & Offers – Investing – Self-Directed Trading
Or:
  • Download or open your Citi Mobile App and log in using your Citi username and password
  • Scroll down on your Accounts menu section, select Explore Investment Options, then select Self-Directed Trading

To open your account from Citi.com: Click Here
After opening your account, you can transfer funds from your linked Citibank checking/savings account or from an external bank account.

INTERNAL TRANSFERS
Through the Citi Mobile App:
  • Tap the Payments tab on the bottom navigation of your screen
  • Tap Pay
  • Scroll down and select your account under Transfer To My Account OR
  • Select your brokerage account
  • Tap Fund Account
  • Scroll down and select your account under Transfer To My Account
Through Citi.com:
  • Go to your Investment Account summary
  • Click Add Funds to transfer to your account OR
  • Go to your Payments Dashboard
  • Click Transfer in the Transfer Between Your Accounts section
EXTERNAL TRANSFERS
Through the Citi Mobile App:
  • Tap on your Citi Self Invest Brokerage Account on the Accounts tab
  • Tap on the View Additional Account Details button
  • Select Add Funds
  • Select Fund From External Account
  • Select your transfer to and transfer from accounts
Through Citi.com:
  • Go to your Investment Account summary and click on your Citi Self Invest account

Click on Transfer $ to/from Non-Citi Account in the “I want to...” section
Transfers from your linked Citibank checking or savings account should occur in real time.

Transfers from an external account may take up to 3 days.
Yes, you can transfer individual general brokerage accounts, Traditional IRA, and Roth IRA accounts from another institution to an account of the same type at Citi with an Automated Customer Account Transfer (ACAT) through Citi.com and the Citi Mobile app.
Citi Self Invest is a self-directed, do-it-yourself investment platform that does not provide access to financial guidance or assistance from a Financial Advisor. However, if you would like financial guidance or advice, you can contact one of our professional Financial Advisors who can provide comprehensive financial planning and investment advice. You would then need to open another type of investment account.

Visit Investing Overview or call 877-357-3399 (TTY: 711) to learn more.
Looking for other ways to invest?
We offer other ways to invest and can help you choose one that best meets your investment needs.
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Citi<sup>®</sup> Personal Wealth Management
Citi® Personal Wealth Management
Work with a dedicated Citi Personal Wealth Management Financial Advisor who can provide professional planning and investment guidance.
Questions? We can help. Reach us anytime at (877)693-4543. TTY: 711
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Learn more about the background of Citigroup Global Markets, Inc. and its registered/licensed professionals at FINRA BrokerCheck.
INVESTMENT PRODUCTS: NOT INSURED BY THE FDIC • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED
Important Information for You to Know About Our Business and Relationship With You
We are required to deliver two important disclosure documents about our business and relationship with you:

• Form Client Relationship Summary (“Form CRS”) is a brief summary of the brokerage and advisory service we offer.
• Regulation Best Interest Disclosure Statement is a more detailed description of the brokerage services we offer and our obligations under Regulation Best Interest when we make recommendations to you as your broker-dealer.

Please review both of these important documents online at https://www.citi.com/investorinfo/.If you prefer paper copies, please contact your advisor or call us at (800) 846-5200. TTY: 1-800-788-6775.
1There are other costs associated with ETF and mutual fund investing, such as management fees. Commission-free trading of ETFs excludes leveraged and inverse ETFs and applies only to trades placed online and on the Citi Mobile App. Clients will pay a commission to buy or sell ETFs by phone.
If you are an existing Citibank, N.A. (Citibank) deposit or investment customer, in order to access and proceed with the Citi online process of opening a Citi Self Invest online investment account, you may be required to first convert your eligible Citibank deposit account(s) through Citibank's Early Access to Citibank's Simplified Banking program, if such account(s) have not already been converted. If applicable, before continuing to access your Citi Self Invest online application process (which in part may be linked to your Citibank account data), you first will be directed to a Citibank site which will assist you in deciding whether to proceed with such Simplified Banking conversion. To learn more, you may also refer to the Citibank Account Agreements and Notices at citi.com/accountagreementsandnotices. If you elect to not convert your Citibank accounts to Simplified Banking using Early Access, you will not be able to access the online Citi Self Invest investment account opening process until such conversion takes place.
Citi Personal Wealth Management is a business of Citigroup Inc., which offers investment products through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citibank, CGMI and CLA are affiliated companies under the common control of Citigroup Inc.
© Citigroup Inc. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.